Privacy Policy

Privacy Policy

We are dedicated to ensuring the security of your data, safeguarding your private information, and upholding transparency in our practices. Scalifi Wealth Private Limited operates mobile applications and the website https://infinityapp.in under the brand name Infinity. Our commitment is to run the website and mobile applications with the utmost ethical standards and essential internal controls. We prioritize your privacy, considering it with the utmost seriousness. Maintaining your trust is of utmost importance to us. This Privacy Policy is an integral part of the Terms of Use and other terms on the Infinity Platform. It is essential to read the Privacy Policy alongside the Terms and Conditions.

This Privacy Policy applies to any User utilizing the Platform and Services. In the context of this Privacy Policy, the term "User" refers to you, whether as an individual, a guest user, a browser, or a representative of an entity, who visits, accesses, uses, downloads, deals with, avails Services, and/or transacts through the Infinity Platform. In the context of this Policy, whenever the context requires, "You" or "Your" signifies the User, and "We," "Us," "Our" refer to the Company, collectively known as The Platform and Services.

1. Collection of Information

We collect Personal Information (defined below) from you when you register or create an account with us on the Platform. While certain sections of the Platform can be browsed without being a registered member, registration is required to access specific services (such as investing in funds).

This Privacy Policy pertains to information ("Personal Information") that:

  • You voluntarily provide to us during registration for our services, including mobile number, email address, password, date of birth, gender, Permanent Account Number (PAN), signature, marital status, nominee details. We may also request certain financial information, such as billing address, bank account details, credit card number, expiration date, or other payment-related details, and debit instructions or standing instructions for payment processing. Additional information about yourself, such as income details or documents like Address Proof or Bank Statements, may be requested on a case-by-case basis. All information disclosed by you is considered voluntary and without coercion. The Company is not liable for the authenticity, genuineness, misrepresentation, fraud, negligence, etc., of the disclosed information, nor is it responsible for verifying any information obtained from you.

  • We may retrieve information from your records available with third parties, including Know Your Customer (KYC) details such as name, KYC status, father’s name, occupation, address details, and related documents.

  • If you choose to invest through the Platform, we will collect information about your transactions, including transaction status, details, and investment behavior.

  • When you download and/or use the Platform on your mobile device, we may receive information about your location, IP address, and/or your mobile device, including a unique identifier number. This information may be used to provide location-based services, such as search results and personalized content. You can withdraw your consent at any time by disabling location-tracking functions on your mobile, but this may affect your overall experience with certain functionalities on our Platform.

We aggregate non-identifiable personal information for product design, research, and customized marketing. Personal details are collected for regulatory compliance, enabling account activation with Asset Management Companies (AMCs), and facilitating online transactions. This information is shared with select third parties. Non-personal information includes user behavior on the Infinity Platform.

When registering using other accounts, information is retrieved to continue interaction. Publicly available information is not considered sensitive. We may use collected online and publicly available information to customize your experience and communications. Third-party service providers protect the confidentiality of received personal information.

Your provided personal information is managed by the account management division. As we introduce services, collected information may be used for customized recommendations and marketing communications. You can opt out at any time.

Correspondence is collected for responding to requests and addressing concerns. Personal, non-personal, and behavioral information is stored on servers owned by the company or third parties in India. With explicit consent, Infinity collects account information from institutions, ensuring security through dual encryption and TLS during data transit.

2. Use of Your Information

We utilize Personal Information and Non-Personal Information for various purposes, including providing and enhancing requested services, resolving disputes, ensuring platform security, collecting payments, and communicating updates. Your consent allows us to collect, store, process, and share information with third parties, including banks, financial institutions, and credit information companies, for transaction processing and related services.

Your IP address is used for server diagnostics and broad demographic information. Optional surveys may be presented to tailor your experience, and we use your Personal Information for promotional emails, with an opt-out option. Unless expressly agreed, we do not share your Personal Information with other platform users.

3. Sharing of information

We may share your Personal Information and Non-Personal Information with our affiliates for service provision through the platform, governed by this Privacy Policy. Affiliates may collect Aadhaar, fingerprint details, and signature for account opening and transaction authentication, ensuring compliance with applicable laws and this Privacy Policy.

Additionally, we may disclose your Personal Information to third-party vendors, consultants, and service providers bound by confidentiality obligations for various purposes such as facilitating services, processing payments, and conducting audits. Your information will not be shared for third-party marketing purposes without explicit consent.

In specific situations, we may disclose your information to comply with laws, respond to legal requests, protect rights and property, and ensure personal safety. In compliance with applicable laws, we and our affiliates may share or transfer your Personal Information in the event of mergers, sales, re-organizations, or business transfers

4. Data accessed from Google

Regarding your Gmail account connection with the Infinity Application, we want to assure you that we prioritize your privacy and adhere to Google OAuth API policies, specifically the restricted scopes. Your information will never be rented or sold, and its use is strictly limited to enhance your user experience.

Connecting your Gmail account is entirely optional, and you can unlink it or delete your information at any time by contacting support@infinityapp.in or managing permissions at https://myaccount.google.com/permissions.

We only share data when necessary for user-facing features or to comply with the law, and we prohibit data use for advertising purposes. Human access to data is strictly controlled and limited to specific situations outlined in our policy, ensuring compliance with the “Google API Services: User Data Policy.”

5. Accessing and updating personal information

When using our Services or Sites, we make sincere efforts to provide you access to your personal information upon request. We ensure the accuracy and correction of any inaccurate or deficient data, unless retention is required by law or for legitimate business purposes. Requests for information access and correction are processed free of charge, except in cases requiring disproportionate effort.

We encourage users to review, update, and correct their personal information. You can request the deletion of inaccurate, incomplete, or irrelevant data. However, the right to review and update your information is subject to our records retention policies and applicable law.

We retain records in compliance with applicable laws and regulatory requirements. In legal or regulatory proceedings, records may be retained for an extended period. Data is stored on servers owned by us or our group companies in India.

We may store data even if the user chooses not to be contacted or closes their account. Electronic instructions and transactions are recorded as conclusive evidence and are binding on the user.

Personal information collected is solely used for the mentioned purposes, and consent withdrawal is possible by deactivating your account. Withdrawal does not affect prior lawful processing, but it may impact our ability to provide products and services.

6. Information Security

We employ stringent security measures to protect data against unauthorized access, alteration, or disclosure. Information is securely stored in our controlled database with safeguards like encryption and physical security. While we implement robust security, we cannot guarantee absolute security or interception-free transmission over the Internet, and data shared in discussion areas is publicly accessible.

7. Updates / Changes

The internet landscape is dynamic, and we may modify our policy to adapt to technological advancements, legal requirements, or other factors. We reserve the right to change the terms of this policy or the Terms of Use at any time. Changes become effective immediately upon notice, which may be provided by posting the new policy on the Sites. Your continued use of the Sites or Services after such notice constitutes acceptance of the changes. We may also make reasonable efforts to inform you through electronic mail. It is recommended to periodically review this policy on the Sites for the latest version.

8. Changes to Privacy Policy

Infinity reserves the right to modify this policy, with changes becoming effective immediately upon posting the revised Privacy Policy. If you are uncomfortable with any changes, you have the option to discontinue using the Infinity website or mobile applications. You can update or delete your personal information collected by Infinity by emailing support@infinityapp.in. This Privacy Policy is periodically updated, and terms may be modified without prior notice. It is your responsibility to regularly review the terms. If you disagree with the terms or changes, please cease using all services immediately and contact us at the provided address.

9. Privacy Questions and Access

Your personal information belongs to you. As per Indian law, you can request a readable copy of all your stored personal information from us. If you have concerns about the accuracy or safety of your information, feel free to reach out to us at support@infinityapp.in. In some instances, you may be able to view or edit your personal information online. If online access is not available, and you want to modify or delete your information, please promptly contact us at support@infinityapp.in.

10. Security and Responsible Disclosure

At Infinity, we are dedicated to safeguarding our clients' data and privacy. We integrate advanced security measures at various stages of our products to ensure robust protection using state-of-the-art technology. Our comprehensive data and privacy security design empowers us to defend against a wide range of issues, from common vulnerabilities to sophisticated attacks.

If you are a security enthusiast or researcher who identifies a potential security vulnerability on Infinity, please responsibly report the issue. Submit a bug report to us at support@infinityapp.in, providing detailed steps to reproduce the vulnerability.

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Business Banking for cross-border SMBs and Startups

A Product of Scalifi Wealth Private Limited

Financial Products and Services for Businesses are being built and provided by Scalifi Wealth Private Limited and its group companies/ affiliates/ third party service partners.

Contact us

Scalifi Wealth Private Limited

514, Shobha Quartz, Bellandur,

Bengaluru, Karnataka-560103.

CIN number: U66190WB2023PTC2628387

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© 2024 Scalifi Wealth Pvt Ltd.

Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Privacy policy

·

Terms and conditions

Business Banking for cross-border SMBs and Startups

A Product of Scalifi Wealth Private Limited

Financial Products and Services for Businesses are being built and provided by Scalifi Wealth Private Limited and its group companies/ affiliates/ third party service partners.

Contact us

Scalifi Wealth Private Limited

514, Shobha Quartz, Bellandur,

Bengaluru, Karnataka-560103.

CIN number: U66190WB2023PTC2628387

Need a Demo?

Help us Provide you a quick demo of our Product.

© 2024 Scalifi Wealth Pvt Ltd.

Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Privacy policy

·

Terms and conditions