What is the SWIFT code of HDFC Bank?

A SWIFT code (also called a BIC) identifies banks on the global payments network. When someone abroad sends you money, their bank does not know your HDFC branch by name. It needs a standard code to route the payment correctly, just as a courier needs a PIN code, not just a locality name.

For HDFC Bank, the code starts with HDFCINBB, and the last three characters indicate whether the payment is going to the head office or a specific branch. You will need this code whenever someone overseas wires money into your HDFC account, along with your account number and, in some cases, your branch address.

Is HDFCINBBXXX the same for all HDFC branches?

Not always. HDFCINBBXXX is HDFC Bank's head office code, and it works for most inward remittances because HDFC processes many international payments centrally, regardless of which branch holds the account.

That said, several HDFC branches, especially in cities like Bengaluru, Chennai, Pune, Ahmedabad, and Kolkata, have their own city-specific SWIFT codes, and some departments (like custody or treasury services) use separate codes entirely.

If you are unsure which one applies to you, do not guess. Confirm directly with HDFC Bank customer care or your home branch, especially for high-value transfers, since a wrong code can delay funds or send them to the wrong routing path.is HDFC Bank's head office code, and it works for most inward remittances because HDFC processes many international payments centrally,

HDFC Bank SWIFT Code by City / Branch

Here are commonly referenced HDFC Bank SWIFT codes by city, compiled from publicly available banking directories. Treat this as a starting reference, not a final confirmation. Always verify the exact code with HDFC Bank before initiating or sharing it for a transfer, since branch codes can be updated or reassigned.

Flag for verification: Check every SWIFT code and address in this table against HDFC Bank's official records. You can check HDFC Bank’s SWIFT code at Infinity’s SWIFT code finder.

This matters because branch details change, and an outdated code can genuinely delay a payment.

Details Needed for Inward Remittance to HDFC Bank

To receive an international wire into your HDFC Bank account, the sender's bank will typically ask for:

• Beneficiary name, exactly as it appears on your HDFC account
  
  

• HDFC Bank account number
  
  

• HDFC Bank SWIFT/BIC code
  
  

• Branch name and address, if the sender's bank requests it
  
  

• Purpose of remittance (this ties into RBI purpose codes)
  
  

• Sender bank details, if your bank asks for them on your end

Having all of this ready before the sender initiates the transfer saves a back-and-forth that can otherwise stretch a same-day payment into a week-long delay.

How to Verify Your HDFC Bank SWIFT Code

• Check with HDFC Bank support or visit your home branch directly.
  
  

• Ask the sending bank what format they need. Some ask for 8 characters; others want the full 11-character code.
  
  

• For high-value transfers, verify the branch-specific code rather than assuming the head office code will work.
  
  

• Avoid relying only on old forum posts, screenshots, or copied tables (including this one) without a final check.

HDFC Bank SWIFT Code vs IFSC Code

This is where most of the confusion happens. If a client abroad asks for your bank code, they need the SWIFT code, not the IFSC. IFSC only works for transfers happening within India's own banking network.

Common Mistakes to Avoid

• Using an IFSC instead of a SWIFT code for an international transfer.
  
  

• Entering an unverified branch-specific SWIFT code.
  
  

• Relying on outdated branch details found online.
  
  

• Missing the beneficiary account number when sharing payment details.
  
  

• Ignoring the purpose code or remittance rules the bank asks for.

Getting any one of these wrong is often why an inward payment sits in a "pending" or "under review" state instead of landing directly in your account.

This is also where a platform like Infinity can help exporters and freelancers, since it gives visibility into where an inward payment stands, along with the documentation (like FIRA) needed for compliance, without needing to chase your bank branch for updates.

Frequently Asked Questions About HDFC Bank SWIFT Code

1. What is the SWIFT code of HDFC Bank?

The primary SWIFT/BIC code for HDFC Bank is HDFCINBBXXX. It is commonly used for international transfers and inward remittances to HDFC Bank accounts in India.

2. Is the HDFC Bank SWIFT code the same for all branches?

Not always. HDFCINBBXXX is the primary office code and works for many inward remittances. Some branches and departments have their own codes, so confirm the correct code with HDFC Bank before initiating a transfer.

3. What is the difference between HDFCINBB and HDFCINBBXXX?

HDFCINBB is the 8-character SWIFT code, while HDFCINBBXXX is the 11-character version. The last three characters, XXX, mean no specific branch is named, so the code points to the primary office. Use whichever format the sender's bank accepts.

4. Can I use my IFSC code to receive money from abroad?

No. IFSC is used for domestic transfers through NEFT, RTGS and IMPS. For international payments, the sender typically needs your SWIFT/BIC code and HDFC Bank account number.

5. What details does the sender need to send money to my HDFC account?

The sender typically needs your name exactly as it appears on your HDFC account, account number and SWIFT/BIC code. The branch name, address and purpose of remittance may also be required.

6. How long does an international transfer to an HDFC account take?

International transfers to HDFC Bank typically take a few working days, depending on the sending bank, intermediary banks, currency and payment route. Incorrect beneficiary details or missing information may cause further delays.