Global payments
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Last year, a client in Germany tried to pay one of our freelance friends through her Axis Bank account, and the transfer bounced back twice. The reason was a mismatched SWIFT code.
She had shared her IFSC code by mistake, and the client's bank had no idea what to do with it. What should have taken two to three working days turned into almost two weeks of back-and-forth emails, and a very anxious wait for an international payment that was already overdue.
If you have ever tried to receive or send an international payment through Axis Bank, you have probably run into the same confusion. Which SWIFT code do you use? Is AXISINBBXXX correct, or should it be AXISINBB002? Does every branch have its own code?
This guide answers all of that in plain language, covers eligibility for verification, walks you through what details you actually need to receive money from abroad, and flags where you should double-check with your bank before hitting send.
For freelancers, exporters, and agencies who receive international payments regularly, having a predictable, verified process (and sometimes a platform built specifically for this) can save a lot of this back-and-forth.
TL;DR
Axis Bank's commonly used SWIFT/BIC code is AXISINBBXXX (also written as AXISINBB).
Some Axis Bank remittance instructions specifically mention AXISINBB002. Always confirm which one your transaction needs.
SWIFT codes are for international transfers; IFSC codes are only for domestic transfers (NEFT, RTGS, IMPS).
Branch-level SWIFT codes are not common for most banks in India, including Axis Bank. Most transfers route through the head office code.
Always verify the exact code with Axis Bank or your sender's bank before initiating a transfer, especially for large amounts.
Instant Answer Box
Axis Bank's commonly listed SWIFT/BIC code is AXISINBBXXX. Axis Bank's own remittance information may refer to AXISINBB002 for specific international transfer instructions. Before sending or receiving money, confirm the exact code with Axis Bank or the sender's bank.
Field | Detail |
Bank | Axis Bank Limited |
Common SWIFT/BIC | AXISINBBXXX / AXISINBB |
Official remittance code to verify | AXISINBB002 |
Country | India |
Primary city often listed | Mumbai |
Use case | International wire transfers and bank messages |
Note: Please verify SWIFT codes with Axis Bank before publishing. You can also check out Infinity’s SWIFT code page for verification of the AXIS Bank SWIFT code.
Which Axis Bank SWIFT Code Should You Use?
A SWIFT/BIC code looks confusing at first, but it is really just a short address that tells the global banking network exactly which bank and branch should receive the money. Breaking down AXISINBBXXX helps make sense of it:
AXIS identifies the bank, in this case Axis Bank.
IN identifies the country, India.
BB identifies the location code, essentially the city or region.
The final three characters identify a specific branch or office. XXX usually means the head office or default office is being used, which is what most international transfers rely on.
If your remittance instruction or invoice mentions AXISINBB002 instead of the default XXX code, do not assume it is a mistake. Some payment corridors or specific Axis Bank departments use this variant for particular transfer types.
Use it only after confirming with Axis Bank or your sender's bank that it matches the exact payment route you are using.
Axis Bank SWIFT Code Details Table
Here are the details you should have on hand or verify before using a SWIFT code for a transfer.
Field | Detail |
SWIFT/BIC code | AXISINBBXXX |
Bank name | Axis Bank Limited |
Branch name | Head Office / Default routing |
City | Mumbai |
Address | (To be confirmed with Axis Bank's official branch locator) |
Country | India |
Code type | Head office |
Last verified date | (Add date of verification before publishing) |
Source confidence | Official (pending final verification) |
Since SWIFT code databases sometimes carry outdated or user-submitted entries, treat any code you find online as a starting point, not a final answer. Cross-check with Axis Bank's official website or customer care before use.
Search or Select Axis Bank Branch by City
Most Axis Bank international transfers use the same head office SWIFT code (AXISINBBXXX) regardless of which city your account is in. This is common practice for Indian banks. That said, if you are looking for city-specific information, here is where that search typically starts:
Axis Bank SWIFT code Mumbai
Axis Bank SWIFT code Bangalore
Axis Bank SWIFT code Delhi
Axis Bank SWIFT code Chennai
Axis Bank SWIFT code Hyderabad
In almost all cases, the code will be the same head office code regardless of city. What changes by city is your IFSC code, which is used for domestic transfers only (more on this difference in Section 6).
If you are unsure which one applies to your situation, your Axis Bank branch or relationship manager can confirm instantly.
How to Receive International Payments in Axis Bank
If you are expecting an international payment into your Axis Bank account, here is the checklist to share with the sender:
Beneficiary name, exactly as it appears on your Axis Bank account.
Axis Bank account number.
Axis Bank SWIFT/BIC code.
Branch name and address, if the sender's bank specifically asks for it.
Purpose of remittance, especially important for business or export payments, since Indian banks require this for RBI compliance.
FIRA, FIRC, and GST compliance notes, if you are a freelancer, exporter, or business receiving payment for services or goods. Your bank or payment platform should be able to issue a Foreign Inward Remittance Advice (FIRA) or Certificate (FIRC) as proof of the transaction, which you may need for tax filing, GST purposes, or client documentation.
Correspondent or NOSTRO bank details, only if the sender's bank specifically requests this. Not every transfer needs it.
If you find yourself repeatedly chasing your bank for FIRA copies or explaining purpose codes to clients abroad, this is exactly the kind of paperwork gap that platforms like Infinity are built to close, since documentation like FIRA is generated automatically alongside the transfer.
SWIFT Code vs IFSC Code for Axis Bank
These two codes are often confused, but they serve completely different purposes.
Code | Used for | Example |
SWIFT/BIC | International bank transfers | AXISINBBXXX |
IFSC | Domestic Indian transfers like NEFT, RTGS, IMPS | Branch-specific Axis Bank IFSC |
If someone abroad asks for your IFSC code to send you money, that is a signal something is off. IFSC codes only work within India's domestic banking network and are not recognised by international SWIFT messaging systems.
Common Mistakes while using Axis Bank SWIFT code
Using an IFSC code instead of a SWIFT code for an international transfer. This is the single most common error and usually causes the transfer to bounce back.
Using a branch-level code without checking whether the sender's bank actually needs head-office routing instead.
Ignoring correspondent bank instructions when the sender's bank specifically asks for them, which can delay processing.
Entering the wrong beneficiary name or account number; even a small mismatch can hold up a transfer for days.
Assuming every city has its own separate SWIFT code. For most Indian banks, including Axis Bank, one code typically routes transfers regardless of your branch's city.
FAQs
1. What is Axis Bank's SWIFT code?
Axis Bank's commonly used SWIFT/BIC code is AXISINBBXXX. Always confirm the exact code with Axis Bank before sending or receiving a transfer.
2. Is AXISINBBXXX the same as AXISINBB?
Yes, AXISINBB is the base 8-character code, and AXISINBBXXX is the full 11-character version with XXX denoting the head office. Both typically route to the same place.
3. Why does Axis Bank mention AXISINBB002?
Some specific remittance instructions or departments within Axis Bank use this variant. Confirm with Axis Bank whether it applies to your particular transaction before using it.
4. Do all Axis Bank branches have separate SWIFT codes?
No. Most Axis Bank branches share the same head office SWIFT code for international transfers. Branch-specific codes are the exception, not the rule.
5. Can I use Axis Bank's IFSC code for an international transfer?
No. IFSC codes only work for domestic transfers within India (NEFT, RTGS, IMPS). International transfers require a SWIFT/BIC code.
6. What details do I need to receive money from abroad in Axis Bank?
You will typically need your beneficiary name, Axis Bank account number, SWIFT/BIC code, and the purpose of the remittance. Branch address and correspondent bank details are needed only if specifically requested.
7. How do I verify the correct SWIFT code before sending money?
Check directly with Axis Bank through their official website, customer care, or your relationship manager, or ask your sender's bank to confirm the code on their end before the transfer is initiated.
8. What happens if I use the wrong SWIFT code?
The transfer may bounce back, get delayed, or in some cases get routed to the wrong branch. If you catch the error early, most banks can correct it, but it usually adds several days to the process.
