Taxation & Compliance
Posted on Jul 4, 2025
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If you have ever tried receiving an international payment, chances are that you might have searched for something like:
"SWIFT code of HDFC BANK"
"Axis Bank SWIFT code for Delhi"
"SBI SWIFT code for Mumbai branch"
You are not alone.
Every day, thousands of freelancers, exporters, and startup founders across India search for the correct SWIFT/BIC codes of their banks to receive international payments smoothly. Whether it is for a wire transfer from a client in the US or a payment from a client in Europe, getting the right SWIFT code is essential to avoid delays and rejections.
This blog will make your job easy. We will help you find the right SWIFT code easily. You will find:
What a SWIFT code is
Why is the SWIFT code important for an international transfer
The latest SWIFT codes for top Indian banks like HDFC, Axis Bank, SBI, and many more
Branch-wise examples, wherever applicable
Let's start by understanding what a SWIFT code actually is.
What is a SWIFT code?
A SWIFT code, also known as a BIC code (Business Identifier Code), is an 8 to 12-character international standard (ISO 9362) used to identify banks in international money transfers. It follows the following format:
While sending or receiving money across borders, banks use SWIFT codes to identify the correct bank or branch, ensure secure inter-bank communications and process international wire transfers.
What is the HDFC bank SWIFT code number?
HDFC Bank is one of India's largest private sector banks. It is known for its widespread presence. To process international payments, you will need the correct HDFC SWIFT/BIC code. HDFC Bank has a centralised international payments system, which means that in most cases, a single universal SWIFT code is used regardless of your local branch.
The primary SWIFT code of HDFC Bank (Head Office- Mumbai) is: HDFCINBBXXX
The first four letters of the code represent the bank name, that is, HDFC.
The next two letters, IN, represent the country code, that is India.
The next three letters represent the location code, that is "BB" for Mumbai.
The last three letters represent the head office or general branch, but this may be optional.
Examples of HDFC branch-specific SWIFT codes are:
Branch Location | SWIFT Code |
|---|---|
Ahmedabad | HDFCINBBAHM |
Bangalore | HDFCINBBBNG |
Chennai | HDFCINBBRKS |
Delhi | HDFCINBBDEL |
To find the correct SWIFT code for your bank, click here.
What is Axis Bank's SWIFT code?
Axis Bank is one of India's leading private sector banks and a popular choice for small businesses, startups and managing cross-border payments. If you are receiving a wire transfer into your Axis Bank account, it is important to use the branch-specific Axis Bank SWIFT code. Unlike HDFC Bank, Axis Bank has unique codes for many branches.
The primary SWIFT code (Mumbai head office) of Axis Bank is AXISINBBXXX.
The first four letters of the code represent the bank name, that is, AXIS.
The next two letters, IN, represent the country code, that is India.
The next three letters represent the location code, that is "BB" for Mumbai.
The last three letters represent the local branch location of Axis Bank. For example, Axis bank's Ahmedabad location is 003, so XXX stands for 003.
Examples of Axis Bank branch-specific SWIFT codes are:
Branch Location | SWIFT Code |
|---|---|
Agra | AXISINBB086 |
Mumbai | AXISINBBTXB |
Bhubaneshwar | AXISINBB024 |
Ahmedabad | AXISINBB003 |
To find the correct SWIFT code for Axis Bank, click here.
What is the State Bank of India(SBI) SWIFT code?
The State Bank of India is the largest public sector bank in India. SBI is a common banking partner for government employees, NRIs, exporters, etc. SBI maintains multiple SWIFT codes depending on the branch and service types.
Unlike major private banks in India that rely on a single code, SBI assigns different SWIFT codes to major metro cities in India. Choosing the right SWIFT code is important for a successful transfer.
The first four letters of the code represent the bank name, that is, SBIN.
The next two letters, IN, represent the country code, that is India.
The next three letters represent the location code, that is "BB" for Mumbai.
The last three letters represent the SBI local branch location, for example, 133 for SBI's Agra branch.
Examples of SBI branch-specific SWIFT codes are:
Branch Location | SWIFT Code |
|---|---|
Mumbai (NRI branch) | SBININBB162 |
Mumbai (Corporate branch) | SBININBB110 |
Chennai (Main branch) | SBININBB724 |
Hyderabad (Main branch) | SBININBB725 |
To find the correct SWIFT code for SBI, click here.
How does Infinity simplify the process of receiving international payments?
Managing the process of receiving international payments through traditional banks can be slow, expensive and full of hidden charges. Infinity offers a smarter, faster, and low-priced alternative to receiving international payments by opening a multi-currency account. Infinity lets your global clients pay you like a local, without the need for SWIFT codes or complicated paperwork.
With real-time exchange rates, 0% FX margins, zero hidden fees and a flat 0.5% fee, you keep more of what you earn. Whether you are receiving $500 or $1000, you can predict pricing with no surprises.
Use our tool to check out the amount you receive when receiving international payments.
What makes Infinity different?
100% compliance with RBI regulations.
Instant and free-of-cost FIRA generation.
Supports 50+ currencies across major regions.
So whether you are a freelancer, an exporter, or a startup founder, Infinity makes the process of receiving international payments easy, cost-effective and compliant, so that you can focus on doing what you do best.
FAQs
What is Axis Bank's SWIFT code number?
The primary SWIFT code (Mumbai head office) of Axis Bank is AXISINBBXXX.
What is the HDFC Bank SWIFT code number?
The primary SWIFT code of HDFC Bank (Head Office- Mumbai) is: HDFCINBBXXX.
What is the SBI SWIFT code number?
The primary SWIFT code of SBI Bank is SBININBBXXX.
