Discover infinity
Posted on Jul 24, 2025
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In today's global economy, more Indian freelancers, SaaS startups, consultants, and service exporters are working with clients across borders. As the world becomes more interconnected, receiving international payments should be as easy and transparent as sending a local UPI payment.
Unfortunately, for many, it's still a frustrating experience. Traditional banking systems, legacy infrastructure, hidden fees, and confusing regulations often lead to delays, deductions, and a lack of control over when or how much you’ll actually receive in your account.
This is where new-age platforms like Infinity step in to simplify and modernise how Indian businesses and individuals get paid internationally.
How Traditional Banks Handle International Payments
For decades, traditional banks have been the default go-to for receiving international payments. Indian banks like HDFC, ICICI, SBI and many more have built global networks and enjoy institutional trust, their systems were never designed with freelancers, digital-first entrepreneurs, and small exporters in mind.
Here’s how traditional banks typically handle cross-border payments:
Payments are routed through intermediary banks via the SWIFT network
Currency conversion happens at non-transparent rates, often with hidden margins
Settlement can take 3–7 business days, depending on the countries involved
Incoming wire transfer charges can range from ₹500 to ₹2,000 or more
Limited visibility or updates until the amount reaches your account
These systems work—but they work slowly and at a high cost.
Traditional Banks: Pros and Cons
Pros:
Established trust and regulatory credibility
Integration with business current accounts
Familiar user experience and offline support
Global banking licenses and RBI compliance
Cons:
High and unpredictable fees
Poor exchange rates with embedded margins
Complex paperwork, especially for new-age businesses
Limited transparency and real-time tracking
Customer service often lacks speed and clarity for cross-border issues
Delayed settlements—money can take days to arrive
Meet Infinity: A Modern Way to Receive International Payments
Infinity is built to serve the modern Indian exporter, freelancer, and startup. It isn’t just another payments company—it’s a platform built with a customer-centric approach with minimum fees.
Infinity partners with JP Morgan (to receive USD payments) and Currencycloud (to receive GBP, EUR, and other currency payments), two globally recognised financial infrastructure providers. This ensures enterprise-grade security, real-time settlements, and regulatory compliance, while delivering a vastly improved user experience.
Here’s what Infinity offers:
A seamless way to create virtual international receiving accounts (USD, GBP, EUR)
Fast transfers—most payments settle within 24 hours
Transparent currency conversion rates by using live FX rates and no hidden markups
Low, upfront fees that are 0.5% (INCLUSIVE OF ALL), no surprises
RBI-compliant process and 100% legal
Dedicated support team to help you onboard and resolve issues quickly
Infinity: Pros and Cons
Pros:
Built for freelancers, startups, and service exporters
Transparent, low-cost pricing with real-time currency conversion
Faster settlements (as quick as 24 hours)
Easy onboarding—no need to visit a branch
Global-grade infrastructure via JP Morgan and Currencycloud
RBI-compliant with complete documentation and tax-ready reports
Cons:
Doesn’t offer traditional banking features like credit or loans (yet)
Traditional Banks vs. Infinity: A Comparison
Here is how Infinity and traditional banks perform differently:
Feature | Traditional Banks | Infinity |
|---|---|---|
Speed of Transfer | 3-7 Business Days | 24 hours |
Hidden Charges | Yes(SWIFT, conversion fees) | No hidden fees |
FX Rates | Bank margin applied | Real-time mid-market rates |
Customer Support | Slow | Dedicated, Fast support |
Ideal For | Large corporates | Freelancers, Startups, Exporters |
Why Infinity is a Better Alternative for Receiving International Payments
If you're someone who frequently receives payments from international clients, Infinity offers a dramatically better experience in speed, cost, and transparency.
Here’s why Infinity is a better alternative:
Cost-Effective: Say goodbye to surprise deductions. Infinity ensures you know exactly what you’ll receive. You can check out the exact amount you will receive in INR by clicking here.
Faster Settlements: Payments processed in hours, not days. Infinity settles down the payments within 24 hours.
Transparent Currency Conversion: See the FX rate you’re getting, no guesswork involved. Infinity uses live FX rates for converting foreign currency into INR.
Bank-Level Security: With infrastructure powered by JP Morgan and Currencycloud, you’re backed by the best.
Personalised Support: Our customer success team is just a message away.
Most importantly, Infinity is compliant with RBI and FEMA guidelines, so you can grow your global business with peace of mind.
Final Thoughts
The world of international business is changing fast, but legacy banking systems haven't caught up. If you're a founder, freelancer, consultant, or exporter looking for a smarter, faster, and more transparent way to receive payments from global clients—Infinity is the platform built just for you.
We're not here to replace banks. We’re here to make international payments finally work for you.
FAQs
1. Is Infinity safe to use?
Yes. Infinity is fully compliant with RBI regulations and works with global partners like JP Morgan and Currencycloud to ensure your funds are handled securely.
2. Do I still need a bank account with Infinity?
Yes. Infinity transfers your converted amount directly to your Indian business or personal bank account.
3. How long does it take to receive money?
Most transactions are settled within 24 hours, much faster than traditional wire transfers.
4. What currencies can I receive?
You can receive USD, GBP, EUR, and many other currencies using your dedicated virtual accounts.
5. Are there any hidden charges?
No. Infinity is fully transparent—there are no surprise deductions or bank handling fees.
