Discover infinity
Posted on Jul 24, 2025
Subscribe to our newsletter
Get the latest updates, insights, and tips delivered straight to your inbox.
In today's global economy, more Indian freelancers, SaaS startups, consultants, and service exporters are working with clients across borders. As the world becomes more interconnected, receiving international payments should be as easy and transparent as sending a local UPI payment.
Unfortunately, for many, it's still a frustrating experience. Traditional banking systems, legacy infrastructure, hidden fees, and confusing regulations often lead to delays, deductions, and a lack of control over when or how much you’ll actually receive in your account.
This is where new-age platforms like Infinity step in to simplify and modernise how Indian businesses and individuals get paid internationally.
How Traditional Banks Handle International Payments
For decades, traditional banks have been the default go-to for receiving international payments. Indian banks like HDFC, ICICI, SBI and many more have built global networks and enjoy institutional trust, their systems were never designed with freelancers, digital-first entrepreneurs, and small exporters in mind.
Following are the ways a traditional bank handles international payments
Payments are routed through intermediary banks via the SWIFT network
Hidden charges with hidden margins are often involved while converting foreign currency.
Traditional banks have slower payouts, usually 4-7 days, depending on the country.
Wire transfer charges can be huge, ranging from INR1000 to INR3000.
Very poor real-time tracking system, until the money reaches your account.
These are the reasons why traditional banking methods are considered to be slow and expensive.
Traditional Banks: Pros and Cons
Pros:
Established trust and regulatory credibility
Integration with business current accounts
Familiar user experience and offline support
Global banking licenses and RBI compliance
Cons:
High and unpredictable fees
Poor exchange rates with embedded margins
Complex paperwork, especially for new-age businesses
Limited transparency and real-time tracking
Customer service often lacks speed and clarity for cross-border issues
Delayed settlements—money can take days to arrive
Meet Infinity: A Modern Way to Receive International Payments
Infinity is built to serve the modern Indian exporter, freelancer, and startup. It isn’t just another payments company—it’s a platform built with a customer-centric approach with minimum fees.
Infinity partners with JP Morgan (to receive USD payments) and Currencycloud (to receive GBP, EUR, and other currency payments), two globally recognised financial infrastructure providers. This ensures enterprise-grade security, real-time settlements, and regulatory compliance, while delivering a vastly improved user experience.
Here’s what Infinity offers:
Infinity helps you create a virtual multi-currency account for receiving international payments in currencies like USD, GBP, EUR, and more.
Infinity makes sure that your payment is settled within 24 hours. This means fastest payouts without any delay.
Infinity converts your international payments using the live FX rate with no other hidden FX markup.
0.5% (inclusive of all), yes thats right, just 0.5% platform fees, with no other charges.
Infinity is 100% RBI compliant. Infinity has partnered with banks like JP Morgan and CurrencyCloud for receiving all your international payments.
Infinity: Pros and Cons
Pros:
Infinity is specifically built for Indian freelancers, exporters, startup founders and SMBs, helping them receive international payments in a seamless way.
Infinity offers lowest-cost for receiving international payments with all the other facilities, like live FX rates without any markups.
You can create a virtual account in just 5 minutes, without visiting anywhere.
Infinity has partnered with financial institutions like JP Morgan and CurrencyCloud.
Cons:
Infinity does not provide any loans or credit like traditional banks (yet)
Traditional Banks vs. Infinity: A Comparison
Here is how Infinity and traditional banks perform differently:
Feature | Traditional Banks | Infinity |
|---|---|---|
Speed of Transfer | 3-7 Business Days | 24 hours |
Hidden Charges | Yes(SWIFT, conversion fees) | No hidden fees |
FX Rates | Bank margin applied | Real-time mid-market rates |
Customer Support | Slow | Dedicated, Fast support |
Ideal For | Large corporates | Freelancers, Startups, Exporters |
Infinity:A Better Alternative for Receiving International Payments
If you are a freelancer or an exporter or a startup founder, who receives international payments on a frequent basis, then Infinity is the right platform for you. Here is why Infinity is a better alternative to traditional banks for receiving international payments:
Lowest Cost: Infinity offers the lowest cost in the market for receiving international payments. Be it traditional banks, PayPal, Wise, Infinity has the best rate to offer.
Faster Settlements: Payments processed in hours, not days. Infinity settles down the payments within 24 hours.
Transparent Currency Conversion: See the FX rate you’re getting, no guesswork involved. Infinity uses live FX rates for converting foreign currency into INR.
Bank-Level Security: With infrastructure powered by JP Morgan and Currencycloud, you’re backed by the best.
Personalised Support: Our customer success team is just a message away.
Most importantly, Infinity is compliant with RBI and FEMA guidelines, so you can grow your global business with peace of mind.
Final Thoughts
The world of international business is changing fast, but legacy banking systems haven't caught up. If you're a founder, freelancer, consultant, or exporter looking for a smarter, faster, and more transparent way to receive payments from global clients—Infinity is the platform built just for you.
We're not here to replace banks. We’re here to make international payments finally work for you.
FAQs
1. Is Infinity safe to use?
Yes. Infinity is fully compliant with RBI regulations and works with global partners like JP Morgan and Currencycloud to ensure your funds are handled securely.
2. Do I still need a bank account with Infinity?
Yes. Infinity transfers your converted amount directly to your Indian business or personal bank account.
3. How long does it take to receive money?
Most transactions are settled within 24 hours, much faster than traditional wire transfers.
4. What currencies can I receive?
You can receive USD, GBP, EUR, and many other currencies using your dedicated virtual accounts.
5. Are there any hidden charges?
No. Infinity is fully transparent—there are no surprise deductions or bank handling fees.
